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lndy.org

A social lending platform powered by Ethereum that enables peer-to-peer lending with smart contract automation. LNDY (a proof-of-concept for social lending protocol) allows users to create, fund, and manage loans in a decentralized manner, removing traditional financial intermediaries while maintaining security through blockchain technology.

Key Features

  • Peer-to-Peer Lending: Direct lending between individuals
  • Smart Contract Automation: Ethereum-based loan management
  • Social Trust Networks: Lending based on personal relationships
  • Decentralized Finance: No traditional banking intermediaries
  • Transparent Terms: All loan terms visible on-chain
  • Automated Repayment: Smart contract-enforced payment schedules

Technology Stack

  • Blockchain: Ethereum
  • Smart Contracts: Solidity-based lending protocols
  • Frontend: TypeScript, React
  • Web3 Integration: Ethereum wallet connectivity

Current Status

⚠️ Alpha Software Warning

LNDY is experimental software in early development. The platform includes important safety warnings:

  • Only invest money you can afford to lose completely
  • Only fund loans from people you know personally and trust
  • Borrowers may be unable or unwilling to repay for various reasons
  • Smart contracts may contain bugs
  • Use at your own risk

Use Cases

  • Personal Loans: Between friends and family members
  • Community Lending: Within trusted social circles
  • Microfinance: Small-scale lending for entrepreneurial ventures
  • Emergency Funds: Quick access to capital from trusted networks

Alignment with Titor Mission

LNDY represents an experiment in post-traditional financial systems, demonstrating how blockchain technology can enable new forms of economic coordination based on social trust rather than institutional authority. This project explores the future of finance in a world where traditional banking infrastructure may be supplemented or replaced by decentralized protocols that better serve human needs and relationships.